State pension age if you were born in 1960

If you were born in 1960, your state pension age is between 66 and 66 years 9 months, so you reach it in 2026 or 2027. People born up to 30 June 1960 reached it before October 2026. The table shows the month for each birth date, from GOV.UK's timetable. GOV.UK's checker gives your exact date.

Worked example: someone born in July 1960, aged 66, retiring at 66. The calculator works out the state pension age from the date of birth. Your money lasts to 95, with £179,705 left.

When you reach state pension age

Born	State pension age	You reach it in
January 1960	66	January 2026
February 1960	66	February 2026
March 1960	66	March 2026
1 to 5 April 1960	66	April 2026
6 to 30 April 1960	66 years and 1 month	May 2026
1 to 5 May 1960	66 years and 1 month	June 2026
6 to 31 May 1960	66 years and 2 months	July 2026
1 to 5 June 1960	66 years and 2 months	August 2026
6 to 30 June 1960	66 years and 3 months	September 2026
1 to 5 July 1960	66 years and 3 months	October 2026
6 to 31 July 1960	66 years and 4 months	November 2026
1 to 5 August 1960	66 years and 4 months	December 2026
6 to 31 August 1960	66 years and 5 months	January 2027
1 to 5 September 1960	66 years and 5 months	February 2027
6 to 30 September 1960	66 years and 6 months	March 2027
1 to 5 October 1960	66 years and 6 months	April 2027
6 to 31 October 1960	66 years and 7 months	May 2027
1 to 5 November 1960	66 years and 7 months	June 2027
6 to 30 November 1960	66 years and 8 months	July 2027
1 to 5 December 1960	66 years and 8 months	August 2027
6 to 31 December 1960	66 years and 9 months	September 2027

How much you'll get

The full new state pension is £241.30 a week in 2026/27, about £12,548 a year. You need 35 qualifying years of National Insurance for the full amount if your record started after April 2016, and at least 10 to get any. Records that started earlier can give a different amount. Your GOV.UK forecast shows what you're on track for, and your National Insurance record shows any gaps.

When you can take private pensions

You reached 55 in 2015, so most private pensions can be taken now if the scheme allows. The minimum age for taking most private pensions rises from 55 to 57 on 6 April 2028. You're 57 or over by then, so the rise doesn't affect you.

The years in between

Born in July 1960, there are about 11 years between the age most private pensions open (55) and your state pension age (66 years and 4 months). Retiring in those years means paying your way from pensions, ISAs, savings or work until the state pension starts. The calculator marks those bridge years and shows what pays for them.

Taking it later

You don't have to claim at state pension age. For every 9 weeks you put it off, your state pension goes up by 1%: just under 5.8% for a full year. GOV.UK's example is a year's delay of the full new state pension adding £13.99 a week, and taking over 15 years to get back what was given up.

Could it change?

This is the state pension age in current law. The government launched a third review of state pension age in July 2025, looking at the latest life expectancy figures and other evidence.