Phased Retirement Calculator

State pension age if you were born in 1967

Updated 7 October 2026. Figures checked against official sources on 7 October 2026.

If you were born in 1967, your state pension age is 67, so you reach it in 2034. The table shows the month for each birth date, from GOV.UK's timetable. GOV.UK's checker gives your exact date.

Worked example: someone born in July 1967, aged 59, retiring at 63. The calculator works out the state pension age from the date of birth. Your money lasts to 95, with £172,544 left.

Worked example

Your money lasts to 95, with £153,288 left.

Age now
59
Retire at
63
Pots
£300,000
Take-home wanted
£20,000 a year
Plan until
95
Opens the calculator with this example. Any figures you've saved there are kept, and you can bring them back.

When you reach state pension age

Born State pension age You reach it in
January 1967 67 January 2034
February 1967 67 February 2034
March 1967 67 March 2034
April 1967 67 April 2034
May 1967 67 May 2034
June 1967 67 June 2034
July 1967 67 July 2034
August 1967 67 August 2034
September 1967 67 September 2034
October 1967 67 October 2034
November 1967 67 November 2034
December 1967 67 December 2034

How much you'll get

The full new state pension is £241.30 a week in 2026/27, about £12,548 a year. You need 35 qualifying years of National Insurance for the full amount if your record started after April 2016, and at least 10 to get any. Records that started earlier can give a different amount. Your GOV.UK forecast shows what you're on track for, and your National Insurance record shows any gaps.

When you can take private pensions

You reached 55 in 2022, so most private pensions can be taken now if the scheme allows. The minimum age for taking most private pensions rises from 55 to 57 on 6 April 2028. You're 57 or over by then, so the rise doesn't affect you.

The years in between

Born in July 1967, there are about 12 years between the age most private pensions open (55) and your state pension age (67). Retiring in those years means paying your way from pensions, ISAs, savings or work until the state pension starts. The calculator marks those bridge years and shows what pays for them.

Taking it later

You don't have to claim at state pension age. For every 9 weeks you put it off, your state pension goes up by 1%: just under 5.8% for a full year. GOV.UK's example is a year's delay of the full new state pension adding £13.99 a week, and taking over 15 years to get back what was given up.

Could it change?

This is the state pension age in current law. The government launched a third review of state pension age in July 2025, looking at the latest life expectancy figures and other evidence.

Questions people ask

What is the state pension age for someone born in 1967?

67, reached in 2034. The table on this page shows the month for each birth date.

Can I take my private pension at 55 if I was born in 1967?

You reached 55 in 2022, so most private pensions can be taken now if the scheme allows. The minimum age for taking most private pensions rises from 55 to 57 on 6 April 2028. You're 57 or over by then, so the rise doesn't affect you.

How much is the full new state pension in 2026/27?

£241.30 a week, about £12,548 a year. You need 35 qualifying years for the full amount if your National Insurance record started after April 2016.

Can I get my state pension early?

No. The state pension can't be claimed before state pension age. It can be claimed later, and goes up by 1% for every 9 weeks it's put off.

Sources

Rates and rules were checked against these on 7 October 2026. Worked-example figures come from the calculator, using 2026/27 tax rules.

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